REST API

Spending Insights Made Simple

  • Predictive Consumer Spending Insights

  • Smarter Financial Decisions

  • More Profitable Bottom Line Results

SPENDiD makes it simple for fintech and other developers to access our comprehensive collection of trusted and reliable predictive data. Just a few API end-point highlights include location-specific salary levels for over 800 occupations, peer benchmark spending amounts by expense category, automated budgeting, and cash flow health scoring.

The Value of Peer Data

SPENDiD v2.0 Enhanced Capabilities

Occupation-to-Income by location

  • Provide earnings insights for over 800 occupations by location to empower informed career decision-making.

Peer Spending Benchmarks

  • Let users compare their spending habits by category with their peers. Or capture valuable personalized marketing intel

Create Budgets Automatically

  • Set a Savings Goal and let SPENDiD guide users to the budget to get them there.

Fair Market Rent by Location

  • Deliver accurate rent benchmarks by unit size, zip code, and metro area - helping prevent housing sticker shock.

Cash Flow Health Scoring

  • Simple built-in metrics to easily assess the ability to pay and relative cash flow capability of users.

Key Variables That Drive SPENDiD

OCCUPATION

INCOME

ZIP CODE

AGE

# IN
HOUSEHOLD

RENT VS OWN

Include SPENDiD’s REST API magic in your consumer fintech application

Need a simple, effective way to confidently approve more loans to those with “thin credit files” or the “credit invisible”?

Because not every profitable credit risk has a strong FICO Score.

Our Benchmark Spending Data & Smart Technology Already Did The Hard Work For You.

Alternative Data for Credit-Decisioning

SPENDiD allows any consumer finance or budgeting app to:

  • ◉ Offer unbiased peer-comparative spending behaviors by expense category (NOTE: Our research and surveys confirm your users want this feature)

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